If you’ve ever thought of setting up your own whisky distillery, it’s likely you have a rosy vision of what it would be like: the sweet smell of malt in the mash tun, liquid bubbling away in shining stills, proud rows of oak casks gently developing the flavours inside. Read More "Alcohol and overheads: why craft a distillery needs specialist insurance"
Building a business is a bit like raising a child: you nurture it through the delicate early stages, then all of a sudden the company finds its feet and the risks start multiplying. Scaling up is hugely exciting, but as the pace of trade quickens, it’s easy to feel a bit lost and uncertain about your risk profile. Read More "What kinds of business need commercial insurance?"
Architects are relied upon in many construction projects, from drawing up initial plans to build a structure, specifying materials to use and overseeing the overall project to its completion. Yet it’s often one single person carrying this responsibility, and mistakes can always happen. Read More "Claims against architects: the lowdown on protecting your profession"
From 8th April 2019, Central London will be introducing an Ultra-Low Emission Zone (ULEZ) to tackle the problem of excessive air pollution in the city. Once this has been initiated, there are further plans to extend this to include the inner London area bounded by the North and South Circular Roads. This will come into place from 25th October 2021. Unlike the 7am-6pm weekday C-charge, the ULEZ restrictions will be in force all day, every day with no exceptions. Read More "London is fighting air pollution: Has the time come to upgrade your motor fleet?"
Does your list of New Year’s resolutions look something like this? Read More "What are your business New Year’s Resolutions?"
Is Christmas really Christmas without the classic films that seem to have been with us forever? There are few better feelings over the festive period than cosying up with snacks in front of our favourite flicks. For the characters involved, though, it’s stressful, humiliating and often painful. Without further ado, we take a look at some of the claims these fictional folks could have made had they wised up on their insurance. Read More "Movie Liability: Missed insurance claims in Tinseltown"
The end of British Summer Time signifies shorter days, longer nights and a 20% rise in home burglaries across the UK. The aftermath of a break-in can be devastating and often leaves homeowners feeling unsafe in their own homes. Read More "Up your household security for autumn and winter"
Halloween can be traced back as far as the ancient festival of Samhain when, on the 31st of October, the ghosts of the dead would revisit the mortal world. To ward off any evil spirits in their midst, large bonfires were lit in each village. Druids then walked from house-to-house with embers from the sacred bonfire and lit the hearth fires of the local villagers to ensure their protection. This also served to keep them warm throughout the remaining winter months. Read More "Your Halloween Survival Guide: Keep your home safe this ‘All Hallows Eve’"
Autumn is upon us, the nights are drawing in and we’re begrudgingly packing away our shorts and flip-flops for another year in place of cosy jumpers, winter coats and knitted scarves. Whilst autumn has its upsides, those crispy golden leaves can become quite a nuisance. Yes, we’re talking about blocked drains… Read More "Attack of the autumn leaves – Avoiding blocked drains"
Just because someone wears a mask and lives in a bat cave, it doesn’t mean that they’re exempt from the repercussions of damaging both public and private property. Movies show superheroes crashing through windows, obliterating skyscrapers and throwing cars through the air as if they were made from foam, which, come to think of it… Read More "Behind the mask: Do superheroes need insurance?"