Deloitte’s Christmas Survey conducted in 2018 found that UK customers spend an average of £567 over Christmas, over 42% more than the European average of £400. This was the highest amount next to Spain (£526) and Austria (£475). But where exactly is our money being spent?

Hurtling down the slopes and jumping up from rock-hard ice doesn’t have to spell injury, but unsurprisingly, it can. Here EIC Insurance Services look at some of the common injuries that can affect those of all abilities and interests. More > "Common Winter Sports Injuries"

Every year around Christmas more than 80,000 people are admitted to hospital for treatment of falls, cuts and burns, according to the NHS. More > "Christmas Casualties"

The newly dubbed “Gordon Ramsey effect” is being blamed for the fact that customers are most nervous around chefs, waiting staff and bartenders, according to a survey published by Fletchers Solicitors. Luckily for them, their own profession comes fourth down the list of most liked professionals, after those in healthcare (73%), education (69%) and emergency services (64%). More > "SURVEY REVEALS THE PROFESSIONALS WE’RE MOST SCARED OF (Thankfully its not insurance brokers…Just!)"

There’s no doubt about it, horses are expensive. From livery, tack and feed to vet and farrier bills, equine fans know the costs of looking after a horse can add up.

Whilst there are money-saving measures you can put in place to help reduce the bills, such as sharing services with other riders and buying bedding in bulk, there are some things that you just can’t do without. More > "Do’s and Don’ts: Specialist Horsebox Insurance"

The fridge is stocked, the bar is full, and the rails and shelves are groaning under the weight of a pre-emptive Christmas spending spree.

And then, disaster strikes in one form or another.

Your home is made of sturdy stuff, but it does need a little extra help in winter. There are a few measures you can take to make you home more comfortable and reliable in the winter months.

Some of these measures will take five minutes, if that, some a little longer, but all could save you time and expense further down the line. More > "Enjoy The Winter Season In Comfort"