You may be aware from recent media coverage that on 15th January 2021 the Supreme Court handed down its ruling on the formal test case brought by the Financial Conduct Authority (FCA).More > "COVID-19 AND FCA BUSINESS INTERRUPTION COVER TEST CASE"
The COVID-19 pandemic has brought on major disruption for business owners in the UK, through widespread closures and a flurry of new safety practices and regulations upon reopening. This has resulted in a significant monetary loss for many businesses, some of which have been unable to reopen as a result of the impact of the nationwide lockdown.More > "High court rules in favour of policyholders in FCA case"
If a company is providing advice, design, skills or knowledge in a professional capacity, or handling intellectual property, they are wholly responsible for getting it right. Professional Indemnity (PI) covers the insured against their legal liability to compensate third parties for injury, loss or damage due to a breach of duty in the conduct of their profession.More > "10 reasons for professional indemnity insurance"
Have you ever used a price comparison site? Most people have, as, on the surface, they look like they’re showing you the best value insurance quotes on the market. Due to the sheer volume of people who buy their cover through price comparison sites, many insurers have been backed into a corner and are forced to pay these websites to display their policies.More > "Are price comparison sites pushing up the cost of insurance?"
Deloitte’s Christmas Survey conducted in 2018 found that UK customers spend an average of £567 over Christmas, over 42% more than the European average of £400. This was the highest amount next to Spain (£526) and Austria (£475). But where exactly is our money being spent?More > "How much does the UK spend over Christmas?"
Typically referred to as IR35, the Intermediaries Legislation was implemented in 2000 to tackle tax avoidance by contractors who did the work of permanent employees but bill through their services via limited companies.More > "How IR35 changes will affect contractors in 2020"
Just purchased a brand-new car? Even though it comes with all the bells and whistles you would expect of a newer model, it might not be as secure from break-ins as you would expect.More > "Which new car models are most susceptible to keyless theft?"
A new report by Multiply found some worrying statistics for self-employed people surrounding their pensions and the age in which they’ll be able to retire.More > "Retirement at 79? Pension chaos for the self-employed"